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Financial Services powered by London & Country

About the service 

Fine & Country has partnered with L&C, the UK’s largest fee-free mortgage broker to offer your customers expert advice and help with their financial needs, including mortgage, conveyancing and insurance services.

L&C are a first-class provider who have worked with renowned brands such as Coutts, Handelsbanken, UBS Private and Investec.

The benefits of using the service are:

  • Free Buyer Protection Insurance available to all applicants who proceed with L&C regardless of where they buy, offering a greater customer proposition with up to &1,050 of fees committed if the sale falls through
  • Additional income stream to the agent – 25% commission paid back to the agent for any mortgages taken out as well as 25% commission on life business as well
  • Control of the purchase transaction and information on progression with detailed information as opposed to limited/restricted information provided by brokers tied by data protection
  • Protection of sale with access to 91 lenders and respective underwriting criteria opens up more options for every client making more potential buyers proceedable whilst obtaining products best suited to the client’s needs
  • Independent advice from the UK’s largest fee-free broker
  • Qualification of offers before being presented to vendors to ensure the right offers are presented and vendors can make better decisions
  • Pre-qualification before viewings to get the right viewers around the property
  • Access to an adviser at a time convenient to the customer
  • It’s a free service offering whereas many brokers can charge % fees or up to 0.5% of the loan amount which for HNW clients can come to &000’s
  • Online visibility of application progress for both the agent and the client
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  • All of the conveyancing companies on panel are on strict service standard expectations
  • All operate on a no completion, no fee basis so if the sale does not complete, the client incurs no legal fees for works carried out (searches and disbursements will still be chargeable)
  • Providers chosen to cover all lenders offered by L&C mortgages
  • Guaranteed fee disclosure of all standard legal work to be carried out
  • Dedicated HNW conveyancers providing a bespoke service for &1m+ purchase price
  • L&C conveyancing support team to act as point of contact for sales progression and updates without needing to hold for solicitors
  • Online milestone information and associated notes on cases
  • Additional income stream with &175/instruction made by the agent or &100 for any L&C instructed case

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Fine & Country will reward agents who are using the system as follows:

Monthly Prize Draw

All agents who have submitted a referral in the month will be entered into our monthly prize draw for a chance to win a &200 gift card/store voucher of their choice (subject to availability).

Quarterly ‘Top Referrer’ Prize

North, Midlands, East, London, South East, South West. Top referrers will receive a &250 gift card/store voucher of their choice (subject to availability).

The scheme will start on 1st October, with the first monthly winners being announced mid-November.


We have created marketing materials that you can use to promote these exclusive services to your customers, including an A4 brochure summarising the financial services and a series of campaigns based on each individual service.

All of the campaigns are available for you to order from the members hub now.

For more information on Fine & Country’s Financial Services, please contact Aman Sidhu at Park Lane on 0207 079 1515 or email

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London and Country

Click here for information on mortgages

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Click here for information on insurance

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Click here for information on conveyancing

Categories: General